Glossary · GB
本息还款按揭 (Repayment Mortgage)
每月还款同时偿付利息与部分本金,使贷款在期末全额还清的按揭。亦称本息按揭。
Belgrave in London
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Related terms.
只付息按揭 (Interest-Only Mortgage)
每月还款仅偿付利息、本金在贷款期末一次性全额偿还的按揭——常见于高价值及投资类贷款。
本金摊还 (Amortisation)
通过按计划分期偿付,在贷款期限内逐步偿还本金,稳步减少未偿余额。
EWS1 表格 (EWS1 Form)
外墙系统(External Wall System)评估表,确认楼宇外墙已就消防安全进行审查——较高楼宇中常为贷款机构所要求。
临约压价 (Gazundering)
买家在交换合同前不久下调报价的情形,通常发生在此前已商定更高价格之后。
买房出租 (Buy-to-Let)
以出租给租客为目的购买房产,通常作为旨在产生租金收入并可能实现资本增值的投资。
产权契据 (Title Deeds)
证明房产所有权或权益的法律文件与登记记录。在英格兰和威尔士,登记产权主要通过英国土地登记局(HM Land Registry)的记录予以证明。
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