Glossary · GB
固定利率按揭 (Fixed-Rate Mortgage)
利率在约定期限内(通常 2–10 年)锁定的按揭,使还款可预测,不受基准利率波动影响。
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Related terms.
按揭贷款 (Mortgage)
以房产作抵押的贷款,通常用于为购房融资。借款人按约定条款偿还本金及利息,房产则作为贷款人的担保。
浮动利率按揭 (Variable-Rate Mortgage)
利率可随时间上下变动的按揭,通常跟随贷款机构的标准浮动利率或某一参考基准利率。
EWS1 表格 (EWS1 Form)
外墙系统(External Wall System)评估表,确认楼宇外墙已就消防安全进行审查——较高楼宇中常为贷款机构所要求。
临约压价 (Gazundering)
买家在交换合同前不久下调报价的情形,通常发生在此前已商定更高价格之后。
买房出租 (Buy-to-Let)
以出租给租客为目的购买房产,通常作为旨在产生租金收入并可能实现资本增值的投资。
产权契据 (Title Deeds)
证明房产所有权或权益的法律文件与登记记录。在英格兰和威尔士,登记产权主要通过英国土地登记局(HM Land Registry)的记录予以证明。
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