Glossary · UK, UAE
Loan-to-Value (LTV)
Quick answer
The percentage of a property's value that is financed through a mortgage or other secured borrowing. For example, a 70% LTV mortgage finances 70% of the property's value.
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Related
Related terms
New-Build Property
A property that has been newly constructed and has not previously been occupied or, depending on the context, has recently been completed by a developer.
Property Portfolio Management
The strategic oversight of multiple property assets with the aim of managing income, costs, risk, occupancy, capital growth and overall investment performance.
Ultra-Prime Property
An informal market term describing exceptionally scarce and high-value residential property at the very top end of a local or international market.
Property Developer
A company or individual responsible for acquiring land, planning, financing, constructing and delivering a property development.
Off-Market Property
A property marketed privately without broad public advertising, usually to a selected network of qualified buyers or investors.
Energy Performance Certificate (EPC)
A certificate showing the energy efficiency of a property, rated from A to G. An EPC is generally required when a property is marketed for sale or rent in England and Wales.
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