Glossary · UK
Non-Resident SDLT Surcharge
An additional rate of SDLT that can apply to certain residential property purchases in England and Northern Ireland by buyers who are non-UK resident for SDLT purposes.
Belgrave in London
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Around this term
Related terms.
Principal Private Residence
A property that qualifies as an individual's main or primary home for the purposes of relevant UK tax rules, subject to the applicable conditions.
Property Chain
A sequence of linked property transactions where the completion of one purchase depends on the sale or purchase of another property.
Energy Performance Certificate (EPC)
A certificate showing the energy efficiency of a property, rated from A to G. An EPC is generally required when a property is marketed for sale or rent in England and Wales.
Mutuo con compensazione (Offset Mortgage)
Mutuo collegato a risparmi detenuti presso lo stesso istituto; il saldo dei risparmi viene compensato con il finanziamento, così che gli interessi si applichino solo sulla differenza.
Mutuo ipotecario (Mortgage)
Prestito garantito da un immobile, generalmente per finanziare un acquisto. Il mutuatario rimborsa capitale e interessi secondo le condizioni concordate, con l'immobile a garanzia del finanziatore.
New-Build Property
A property that has been newly constructed and has not previously been occupied or, depending on the context, has recently been completed by a developer.
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