Stamp Duty
Stamp Duty on £325,000
A home mover buying at £325,000 in England or Northern Ireland pays £6,250 in stamp duty, an effective rate of 1.92%. Here is what every type of buyer pays.
By Buyer Type
| Buyer | Stamp duty | Effective rate | Notes |
|---|---|---|---|
| Home mover (main residence) | £6,250 | 1.92% | Standard residential rates. |
| First-time buyer | £1,250 | 0.39% | Relief applies only when the price is £500,000 or less; above that, standard rates apply. |
| Second home or buy-to-let | £22,500 | 6.92% | Standard rates plus the 5% higher rates for additional dwellings. |
| Non-UK resident (main residence) | £12,750 | 3.92% | Standard rates plus the 2% non-resident surcharge. |
| Non-UK resident, additional property | £29,000 | 8.92% | Standard rates plus the 5% higher rates and the 2% non-resident surcharge. |
How It Is Worked Out (Home Mover)
| £0 to £125,000 at 0% | £0 |
| £125,000 to £250,000 at 2% | £2,500 |
| £250,000 to £325,000 at 5% | £3,750 |
| Total | £6,250 |
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Stamp duty to pay
£6,250
Effective rate 1.92%
| £0 to £125,000 at 0% | £0 |
| £125,000 to £250,000 at 2% | £2,500 |
| £250,000 to £925,000 at 5% | £3,750 |
Financing it? Repayments on a £325,000 mortgage. Buying elsewhere in the UK? LBTT on £325,000 in Scotland · LTT on £325,000 in Wales
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How much stamp duty does a home mover (main residence) pay on £325,000?
£6,250, an effective rate of 1.92%. Standard residential rates.
How much stamp duty does a first-time buyer pay on £325,000?
£1,250, an effective rate of 0.39%. Relief applies only when the price is £500,000 or less; above that, standard rates apply.
How much stamp duty does a second home or buy-to-let pay on £325,000?
£22,500, an effective rate of 6.92%. Standard rates plus the 5% higher rates for additional dwellings.
How much stamp duty does a non-uk resident (main residence) pay on £325,000?
£12,750, an effective rate of 3.92%. Standard rates plus the 2% non-resident surcharge.
England and Northern Ireland residential rates. A guide, not tax advice: your solicitor confirms the final figure.