Glossary · GB
Title Deeds
Legal documents and records evidencing ownership or interests in a property. In England and Wales, registered ownership is primarily evidenced through HM Land Registry records.
Belgrave in London
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Around this term
Related terms.
HM Land Registry
The government body responsible for maintaining the register of land and property ownership in England and Wales.
Property Due Diligence
The process of investigating a property, transaction, ownership, legal status, financial obligations, physical condition and other relevant risks before proceeding with a purchase or investment.
Property Registration
The process of recording ownership and certain interests in land with the relevant land registry or property authority.
Additional Property Surcharge
An additional SDLT charge that can apply when an individual purchases an additional residential property, subject to the applicable rules and exemptions.
Adverse Possession
The legal process by which someone who has openly occupied land they do not own for a qualifying period may apply to become its registered owner. Colloquially 'squatter's rights'.
Amortisation
The gradual repayment of a loan's capital over its term through scheduled instalments, steadily reducing the outstanding balance.
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