Glossary · GB,AE

Property Deposit

Money paid by a buyer towards the purchase price, often at the point of exchange or according to the payment schedule agreed with a developer.

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Related terms.

Mortgage
A loan secured against property, typically used to finance a purchase. The borrower repays the loan and interest according to agreed terms, with the property providing security for the lender.
Property Payment Plan
An agreed schedule setting out when a buyer must pay instalments towards the purchase of a property, commonly used for UAE off-plan developments.
Property Reservation Fee
A payment made to reserve a property, particularly during an off-plan or new-build purchase, usually subject to agreed reservation terms.
Branded Residence
A residential property associated with a recognised hospitality, fashion, automotive or lifestyle brand, typically offering private ownership alongside hotel-style services or amenities.
Capital Appreciation
An increase in the market value of a property over time, creating a potential capital gain when the property is sold.
Capital Growth
An increase in the value of a property over time. Capital growth is one of the principal potential returns considered by property investors.

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Related reading.

Guide · BuyingCan You Get a Mortgage in Dubai as a Non-Resident? A 2026 GuideCan you get a mortgage in Dubai without UAE residency? This 2026 guide explains non-resident mortgage eligibility, deposits, LTV ratios, interest rates, costs, required documents and the application process.

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