Glossary · GB
Capital Stack
The layered structure of debt and equity financing a property deal, ranked by repayment priority — from senior debt at the bottom to common equity at the top.
Belgrave in London
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Around this term
Related terms.
Mezzanine Finance
A layer of funding ranking between senior debt and equity, carrying higher interest in exchange for greater risk; common in development and large acquisitions.
Mortgage
A loan secured against property, typically used to finance a purchase. The borrower repays the loan and interest according to agreed terms, with the property providing security for the lender.
Additional Property Surcharge
An additional SDLT charge that can apply when an individual purchases an additional residential property, subject to the applicable rules and exemptions.
Adverse Possession
The legal process by which someone who has openly occupied land they do not own for a qualifying period may apply to become its registered owner. Colloquially 'squatter's rights'.
Amortisation
The gradual repayment of a loan's capital over its term through scheduled instalments, steadily reducing the outstanding balance.
Asking Price
The price at which a property is initially offered for sale by the seller. The final transaction price may be higher or lower.
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