Mortgage brokerage
Property Finance
Mortgages, bridging and structured loans.
Independent introduction to private banks, specialist lenders and structured-finance desks — for residential mortgages, bridging, equity release and Shariah-compliant facilities.
Your lead
Idris Karam
Head of Finance
London office · Mon–Fri · 09:00–18:00 BST
Sole-mandate, single-side
No dual-agency on any transaction. Conflicts disclosed in writing.
Discretion by default
Off-market sourcing, alias representation, NDA-ready.
Audit-ready paper trail
Mandate, briefs, memos and closing dossier — written, signed, archived.
The engagement
How a mandate runs.
A typical engagement, with realistic durations and a written paper trail at every step.
- 1
Indicative terms
A non-credit-bound rate / LTV / covenant indication within 72 hours.
- 2
Lender selection
Two to three lenders shortlisted on rate, covenants, draw flexibility and AUM expectations.
- 3
Decision in principle
Application, KYC and underwriter coordination through to formal DIP.
- 4
Drawdown
Conveyancer liaison, valuation management and funds release.
What you receive
Outputs, not opinions.
Every mandate ships these documents. Audit-ready by default.
Indicative term sheets
Side-by-side comparison across at least two lenders.
Application file
KYC, source-of-funds and supporting evidence - assembled once, used for every lender.
Drawdown memo
Final terms, conditions precedent and post-completion obligations summarised in plain English.
Where this desk sits
Lead from London.
Local licences, local hours, central accountability.
Dubai
DIFC Gate Village 11, Dubai
Sun–Thu · 09:00–19:00 GST
London
14 Belgrave Square, Belgravia, SW1X
Mon–Fri · 09:00–18:00 BST
Monaco
Le Park Palace, Avenue de la Costa
Mon–Fri · 09:30–18:30 CET
Riyadh
Kingdom Centre, Olaya, Riyadh
Sun–Thu · 09:00–18:00 AST
Geneva
Quai du Mont-Blanc 19, Geneva
Mon–Fri · 09:00–18:00 CET
Singapore
Marina Bay Financial Centre Tower 3
Mon–Fri · 09:00–18:00 SGT
FAQ
Common questions for this desk.
- Yes — Murabaha and Ijara structures with our panel of Islamic lenders.
The Belgrave Note
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Off-market mandates, market notes from the desk, and the occasional re-sale exclusive — once a month, no fluff.
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You might also need
Adjacent desks.
Ready when you are
Speak with the Property Finance desk.
Idris Karam, Head of Finance, takes a 30-minute introductory call most days.